$500,000
3 Bed
2 Bath
1,688 Sqft
0.24 Acre Lot

1686 Spottswood Cir, Palm Harbor, Florida 34683

  • Residential Property Type
  • 1,688 Sqft Square Footage
  • 1985 Year Built
Property Description

RATE-CONSCIOUS BUYERS: Permanent buy-down arranged! Enjoy below-market interest rate for the ENTIRE loan term. Seller pre-negotiated rate buy down will save you thousands. Call to ask how!
Welcome to a home that blends timeless character with everyday comfort in one of Palm Harbor’s most desirable neighborhoods. This 3-bedroom, 2-bathroom residence offers thoughtfully designed indoor/outdoor living on a generous elevated corner lot. The pool pump has been redone, pool resurfaced in 2023, 2024 HVAC and 2020 water heater.

The spacious and flowing split floor plan offers endless options for home setup. The Living room, family room, dining room and kitchen flow seamlessly so you are always a part of the action. Enjoy privacy with the Primary and en-suite being situated on one side of the home, while the other 2 bedrooms and bathroom are on the opposite side. The Nest smart home thermostat allows you to always come home to a comfortable home and promotes energy efficiency.

The Family room with access to the backyard comes with built in storage and shelving.

Discover a backyard paradise that truly feels like a private retreat. The spacious outdoor area features a comfortable screened patio, a swimming pool (freshly resurfaced in 2023, new pool pump 2025), a charming playhouse, mini basketball court, and cozy fire pit area.

Imagine starting each morning with coffee on the screened lanai, listening to birdsong all around you, then winding down in the evening with your favorite drink under the stars. This home is perfect for hosting summer pool parties and weekend barbecues with friends and family.

The thoughtfully designed outdoor space offers both relaxation and entertainment options, making your home the go-to spot for gatherings year-round. This backyard isn’t just an extension of your home—it’s a personal oasis where memories are made.

This home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School—some of the area’s most well-known public schools—adding long-term value to an already desirable location.

The annual HOA of $75 is OPTIONAL.

Imagine outdoor adventures with easy access to the Pinellas Trail (great for biking, walking or jogging 2.1 miles), local parks, the Dunedin Causeway (great for kayaking, paddleboarding, boating, biking, walking or jogging 3.4 miles away), Honeymoon and Caladesi Island (great for sun soaked days and kayaking the mangroves 4.9 miles away). Downtown Palm Harbor (1.6 miles away), known for its locally owned restaurants and shops, is just minutes away, making this home a smart choice for those looking to enjoy the Florida lifestyle!

***BACK ON MARKET BUYER’S FINANCING FELL THROUGH CURRENTLY PRICED SIGNIFICANTLY UNDER APPRAISED VALUE***

Basic Details
Residential
For Sale
TB8373989
$500,000
3
2
1,688 Sqft
1985
0.24 Acre
Active
2
Single Family Residence
: Shingle
Features
: In Ground, Fiberglass
: Central
: Central Air
: Rear Porch, Screened
: Lighting, Sidewalk, Sliding Doors, Rain Gutters, Private Mailbox, Storage
: Carpet, Ceramic Tile, Wood
: Open Floorplan, Walk-In Closet(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Thermostat, Ceiling Fans(s), Window Treatments, Living Room/Dining Room Combo, Smart Home
: Laundry Room, Inside, Washer Hookup, Electric Dryer Hookup, Laundry Closet
1
: Public Sewer
: Public, Electricity Connected, Phone Available, BB/HS Internet Available, Cable Connected, Sewer Connected, Water Connected, Fire Hydrant
: Blinds
Appliances
: Dishwasher, Microwave, Range, Disposal, Electric Water Heater, Refrigerator, Cooktop, Ice Maker, Exhaust Fan
Address Map
US
FL
Pinellas
Palm Harbor
HAMMOCKS THE UNIT III
34683
SPOTTSWOOD
1686
CIRCLE
W83° 14' 33.7''
N28° 3' 44.8''
South
From Tampa Rd and US 19, head west on Tampa Rd, turn left on Hammock Dr Turn Left on Spottswood Cir. Home will be on the corner on your right. If you passed the first Spottswood Cir and turn left onto the 2nd Spottswood Cir, the home will be at the top of the hill on your left.
34683 - Palm Harbor
R-1
Neighborhood
Ozona Elementary-PN
Palm Harbor Univ High-PN
Palm Harbor Middle-PN
Additional Info
REALTY EXPERTS
Shannon Ibrahim
$0
$0
Additional Information
: Street Lights
: Frame
: Slab
2
: One
: Paved, Sidewalk, Corner Lot, Landscaped, Near Public Transit
86x110
2025-05-09
530000
1
https://www.homes.com/property/1686-spottswood-cir-palm-harbor-fl/kwmvd1ypjwr0g/?tab=1&dk=d4q1dl52w278f
: None
1
2402
Financial
3750.72
Listing Information
148059956
260031755
Cash,Conventional
Active
2025-08-06T15:05:09Z
Stellar
: None
2025-07-22T16:27:31Z
Matt Brooks
260040148
260031755
REALTY EXPERTS
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Contact Agent
Contact Us
407-615-0866